Cayn

Terms of Service

Effective date: July 1, 2026

These Terms of Service ("Terms") govern your access to and use of Cayn ("Cayn," "we," "us," or "our"). By using Cayn, you agree to these Terms. If you do not agree, do not use the service.

Use of Cayn

Cayn is a private financial workspace designed to help users organize, understand, and review their financial activity and related records. You are responsible for the information you provide and for using Cayn in compliance with applicable laws.

Account Access

You are responsible for maintaining the security of your account and any connected services you choose to authorize. You may disconnect supported data connections at any time from within Cayn or through the connected service provider.

Connected Services

Cayn may allow you to connect third-party services, including financial accounts or email providers, to help provide product features. Your use of those connected services may also be governed by the third party's own terms and policies.

No Professional Advice

Cayn may provide summaries, organization, insights, or decision support, but it does not provide legal, tax, investment, accounting, or other professional advice. You should independently review important decisions and consult qualified professionals when appropriate.

Acceptable Use

You may not misuse Cayn, interfere with the service, attempt unauthorized access, upload unlawful or harmful content, or use Cayn in a way that violates the rights of others.

Service Changes

Cayn is evolving and may change over time. We may add, modify, suspend, or discontinue features as we improve the service, maintain security, or respond to operational needs.

Privacy

Our handling of personal information is described in our Privacy Policy.

Disclaimers

Cayn is provided on an "as is" and "as available" basis. We do not guarantee that the service will be uninterrupted, error-free, or that all information will always be complete or current.

Limitation of Liability

To the maximum extent permitted by law, Cayn will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, data, or goodwill arising from your use of the service.

Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will update the effective date and provide notice where appropriate.

Contact

Questions? Reach us at hello@cayn.ai.